New Housing Guarantee Expands Opportunities for First Home Buyers and Landowners Alike

Bigger Caps. More Choice. A Fairer Start From 1 October 2025, the expanded Home Guarantee Scheme will make it easier for Australians to step onto the property ladder. Income and location limits will be removed, while property price caps are lifted across most regions — giving first-home buyers the chance to purchase with just a 5% deposit and no lenders mortgage insurance (LMI). Key Policy...

Reserve Bank Cuts Interest Rates by 0.25% in August

Source : abc.net.au Summary:  The Reserve Bank of Australia (RBA) has lowered the cash rate by 0.25 percentage points in August, bringing it down to 3.6%. This marks the third rate cut in 2025 and comes after July’s unexpected “on hold” decision. For an owner-occupier with a $750,000 mortgage taken out in February, the latest cut could reduce minimum monthly repayments by around $111 —...

Australian Home Value Index Update: Steady Gains with Easing Inflation

Source : @2025 RP Data Pty Ltd t/ as Cotality. Proprietary.  Australia’s property market continued its steady upswing in July, with national dwelling values rising by 0.6%—the sixth consecutive month of growth. All capital cities recorded value increases, led by Darwin (2.2%), Perth (0.9%), and Brisbane (0.7%). Although the pace has eased slightly since May, strong buyer demand, persistently low...

New Queensland Seller disclosure laws from 1 August 2025 — what it means for sellers?

  From 1 August 2025, Queensland's Property Law Act 2023 (Qld) will come into force—introducing major changes to how property is sold across the state. Most notably, the new law brings in a mandatory seller disclosure regime, replacing the long-standing ‘buyer beware’ approach. This aims to modernise property transactions and ensure buyers receive key information upfront.   What...

How is Rental Income Taxed in Australia?

Owning or planning to invest in a rental property? It's essential to understand how rental income is taxed and what deductions you can claim. Property remains a popular investment path in Australia, with over 2.2 million people owning investment properties, according to the ATO.   Australia's Rental Market Snapshot In recent years, tight rental supply, rising immigration, and slowing new...

Year of Cuts’ Begins as RBA Slashes Rates to Lowest Level Since 2023

A major shift is underway in Australia’s property market after the Reserve Bank of Australia (RBA) announced its second interest rate cut of the year, trimming the official cash rate by 0.25%. This latest cut brings the cash rate down to 3.85%, the lowest level since early 2023. Coming just weeks after the 2025 federal election, the move is expected to stimulate borrowing, lift buyer confidence,...

Queensland’s New Stamp Duty Concession: A Boost for First-Home Buyers

First-home buyers in Queensland now have an exciting opportunity to enter the property market with reduced upfront costs, thanks to the state’s newly implemented full stamp duty concession for new homes.   Understanding the New Stamp Duty Concession As of May 1, 2025, Queensland’s stamp duty concession for first-home buyers has officially come into effect. This change follows an...

Cyclone Cleanup: Essential Steps for Safety and Recovery

  Some Necessary Assessment Walk around your property to assess storm-related damage. Check for structural issues, broken windows, roof damage, or fallen trees and branches. Document urgent repairs to prevent further damage or hazards. Inspect the interior for flooding, leaks, or water infiltration, focusing on basements, walls, ceilings, and floors. Prioritize tasks based on severity and safety...

Queensland Government Abolishes Stamp Duty for First Home Buyers on New Builds

In a significant move to reduce up-front housing costs, the Queensland government has passed new laws eliminating stamp duty for certain first home buyers purchasing new builds. The Revenue Legislation Amendment Bill, a key commitment of the government’s plan for a "fresh start for Queensland," aims to provide substantial cost-of-living relief. Officials estimate that approximately 3,000 first home...

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